Ways to Handle Debt Lawsuit
It is for a fact that no one would want to deal with mailings, lawsuits, or calls from debt collectors. The fact that most debt collection companies use a language that instills fear in people explains why no one would love to deal with them. However, when you are served with a lawsuit and threats, you should never think of ignoring it. It can be hard for you to resolve an issue especially if you do not know what to do. Here are some of the ways to help you handle a debt lawsuit
There is a need for you to note tha debt lawsuit lawyers would be helpful when faced with a debt lawsuit. If you have a debt that you are unable or unwilling to pay, you might think that hiring debt lawsuit lawyers would not be a good thing but this is not always the case. With a lawyer, you will be able to understand all your options when it comes to defending against a debt collection lawsuit.
Challenging the legal rights of the company to sue would be another way to prevent debt lawsuit. What needs to happen is that the company following upon the matter has to prove it has the right to do the same. There is no way you can fail to respond to the claims and expect the judges to say that you do not admit responsibility for the same. If you want the judge to go with your request, there would be a need for you to request documentation in writing. The plaintiff should have a signed credit agreement; it should have your signature.
One of the things you will have to do is to respond to the debt lawsuit or claim. If you do not want to go wrong, you will have to respond to the lawsuit. No one would love the idea of the debt collection agency having a default judgment against the claim and this clearly explains the need to respond to the claims and lawsuits. Some people wait for too long to respond to the claims but this should not be the case; what you should know is that the summons have a date and you should not take more than 30 days to respond.
Pushing back on the burden of proof would be another thing to do. As stated earlier, the plaintiff should prove that you owe a specific amount. As long as the plaintiff does not show that you are responsible for the debt, it can be hard for the case to go on. Therefore, make sure that you enquire proof for the same because that would be a way to prevent a debt collection lawsuit; this is something that you need to do.